David Andrzejek

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VP Vertical Solutions

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22 Apr 2016

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VP Vertical Solutions

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Brexit means Brexit, but London could keep its fintech crown

For years, London has been the fintech capital of the world. Is that likely to change now that Britain is gearing up to leave the EU before April 2019? While U.S. regulators have struggled to create a regulatory framework that supports innovation in banking, the U.K. and fellow European Union nations have charged full steam ahead toward open ba

25 October 2016

Five key recommendations for Open Banking success

Recently, we hosted the Open Banking Summit 2016 in London. The event was designed for financial services executives to gain advice and insight on how to jump-start the execution of their Open Banking strategy and the role APIs will play in helping these initiatives succeed. Discussion ranged from understanding new product strategies to how to e...

25 July 2016

PSD2 could finally disrupt financial services

The financial services industry has arguably the most ground to make up to modernise its digital offering. As such, IT directors will have already saved the date of the EU’s open banking directive, otherwise known as PSD2, which will introduce clear guidelines for financial institutions to use application programming interfaces (APIs) to advance p...

13 July 2016

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PSD2 and EBA Update: The Good News and The Bad

@Tom, @Ralf, If there's an API and screen scraping for account information, developers will take the API every time. Screen scraping is horribly brittle and really nobody wants to do is that doesn't have to. Fine if it is also banned but the ban is superfluous IMO.

Now, rules aside, charging for API use is in all but a few cases a really bad idea, and will likely kill adoption for any bank that goes that route. Savvy banks will be thinking about how to build both all their 1st party experiences on their APIs as well as built an ecosystem of 3rd party experiences on those same APIs. Some of the most successful API programs I know of have figured out how to align business models to even pay developers to use their APIs.

28 Feb 2017 17:20 Read comment

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